Auto Insurance Through the Pennsylvania Assigned Risk Program
Most people know that if you have an accident or a speeding ticket on your driving record that you will probably be paying more for your car insurance. Most people are also aware that choosing to drive certain types of vehicles will also increase your premium costs. But most people don't realize that these same factors can exist in such a way as to prohibit you from obtaining car insurance all together.
Auto insurance providers typically divide drivers into a three-tiered system of risk:
